LV=

LV=

Great reasons to choose LV=

 LV= is one of the UK’s leading financial mutual. We’ve been providing financial stability to our customers since 1843 as Liverpool Victoria, and we’re fully committed to the intermediary market. By working with us, you will get the support you can expect from a respected and financially strong provider (we have a B+ overall Financial Strength rating – very strong*).

Our range of award-winning protection, retirement and investment products are both good value and highly rated by organisations such as Which?, Moneywise, and Defaqto. Each member of our 6,000 staff is encouraged and empowered to deliver the very best level of service to our 5.7million+ members and customers. Our brand and values have helped us grow into the successful business we are today.

 

Why choose LV= Equity Release?

 Our product features:

  • A dedicated support team, specialising in Equity Release since 2002 and committed to making sure your client's application process is as smooth as possible 
  • Clear and fixed Early Repayment Charges
    • 5% of capital in years 1-5
    • 3% in years 6-10        
    • No Early Repayment Charge after 10 years, or within 3 years of first life on a joint mortgage either dying or going into long term care 
  • Guaranteed 15 year reserve facility on Flexible Lifetime Mortgage 
  • Your clients can benefit from a more tailored pricing structure on Lifetime Mortgage - Lump Sum+  
  • Sheltered accommodation accepted if over 3 years old subject to lease conditions 
  • No Negative Equity Guarantee - This means that even if the future value of your client's home is less than the amount they owe, their estate will never be left with a debt from their lifetime mortgage when they die or go into long term care 
  • We guarantee that your client can stay in their home as long as the terms and conditions of the mortgage are met. Clients can also transfer the mortgage to a new property (subject to it meeting our lending criteria at that time) 
  • We are a member of the Equity Release Council and our lifetime mortgage products offer additional features and safeguards in line with their code of conduct to help protect your clients.

 

 This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration.

 

Find out more at https://www.lv.com/adviser/equity-release or call 0800 028 8974.

 

*Source: AKG Consulting, Company Profile & Financial Strength Report, September 2015

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