Latest News

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14th November 2018 - LV=

With effect from today, Wednesday 14th November 2018, LV= are increasing the rates on their Lump Sum + Lifetime Mortgage. 

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9th November 2018 - more 2 life

With effect from, Friday 9th November 2018, more 2 life are increasing the rates on their Capital Choice Plus plan

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6th November 2018 - Canada Life

With effect from 10am today, Tuesday 6th November 2018, Canada Life are introducing their new Capital Select Options to their lifetime mortgage range.

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30th October 2018 - more 2 life

With effect from, Tuesday 30th October, more 2 life are increasing some of their rates.

Click here for more information. 

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25th October 2018 - LV=

With effect from today, Thursday 25th October, LV= are increasing the rates on some of their Lump Sum + options.

Click Here for more information

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25th October 2018 - JUST

With effect from Thursday 25th October, JUST are making some changes to their Lump Sum Products. 

Click Here for more information

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22nd October 2018 - Canada Life

With effect from Monday 22nd October, Canada Life will be changing their LTV's on their Lifestyle Platinum plans.

Click Here for more information

 

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15th October 2018 - L&G Home Finance

With effect from 6pm today, Monday 15th October, L&G will changing their rates.

Click here for more information

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12th October 2018 - Aviva

With effect from Friday 12th October, The interest rates will increase on both the Lifestyle Lump Sum Max and Lifestyle Flexible Option

Click Here for more information

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10th October 2018 - LV=

LV= are changing some of their rates. 

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5th October 2018 - OneFamily

OneFamily are changing some of their rates

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1st October 2018 - Canada Life

Retirement Advantage are re-branding to Canada Life as of Monday 1st October

Click here for more information

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1st October 2018 - Marsden

With effect from 9am on Monday 1st October Marsden will be having some changes to their rates. Their new rates for their retirement mortgages will start from 2.24%.

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28th September 2018 - JUST

With effect from 9am on Friday 28th September JUST will be making some changes to their Lump Sum Plus product LTV's

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24th September 2018 - The Family Building Society

The Family Building Society are increasing their interest rates

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22nd September 2018 - more 2 life

With immediate effect the LTVs on Tailored Choice have reduced by 1% across all age ranges and enhancements.

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14th September 2018 - Hodge Lifetime

As of Friday 14th September rates on Hodge's Retirement Mortgage 2 and 5 year fixed products will change

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11th September 2018 - L&G Home Finance

With effect from 6.30pm on Tuesday 11th September 2018, L&G are changing the rates across some of their lifetime mortgage.

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6th September 2018 - L&G Home Finance

With effect from 6.30pm on Thursday 6th September 2018, L&G Home Finance are introducing their new Premier Optional Payment Lifetime Mortgage.

Click Here for more information

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6th September 2018 - OneFamily

With effect from Thursday 6th September 2018,  OneFamily are reducing the interest rates on their Fixed Rate Lifetime Mortgages.

Click Here for more information

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5th September 2018 - LV=

With effect from Wednesday 5th September 2018, LV= will be ending their application fee deal and it will therefore be increasing to £595.00. 

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31st August 2018 - Aviva

With effect from Friday 31 August 2018, Aviva’s interest rates will either increase or stay the same on both the Lifestyle Lump Sum Max and Lifestyle Flexible Option.

Click Here for more information

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31st August 2018 - Hodge Lifetime

With effect from Friday 31 August 2018, in line with Bank of England base rate changes, Hodge Lifetime are changing their standard variable rate (SVR).  

Click Here for more information 

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22nd August 2018 - JUST

With effect from 9am on Wednesday 22nd August 2018, JUST are changing the rates and LTVs on their Lump Sum Lite and Lump Sum plus plans.

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22nd August 2018 - LV

With effect from Thursday 23rd August 2018,  LV= are changing the rates on their Lump Sum + plan.

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21st August 2018 - L&G Home Finance

With effect from 6pm on Tuesday 21st August 2018, L&G Home finance are increasing the rates on some of their Lifetime Mortgages

Click Here for more information. 

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6th August 2018 - L&G Home Finance 

From 7pm on Monday 6th August L&G are reducing their Interest rates and are changing the LTV’s on their Flexible Max , Flexible Max Plus, Optional Payment Max & Optional Payments Max Plus Products. All other products remain unchanged.

Click Here for more information

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26th July 2018 - Aviva

With effect from Thursday 26th July 2018 Aviva are Changing the rates on their Flexible and Lump Sum plans. Some are increasing, some decreasing and others remaining the same.

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26th July 2018 - more 2 life

With effect from Thursday 26th July 2018 more 2 life are Changing the rates on some of their plans

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20th July 2018 - more 2 life 

The Maximum Choice Drawdown Plan and The Maximum Choice Lumpsum Plan will now include a valuation fee payable option. The plan will also now be available in Scotland.

Click here for more information

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20th July 2018 - JUST

JUST are simplifying the tiered interest rate approach for the Lump Sum Lite and Lump Sum Plus products.

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13th July 2018 - Aviva

With effect from Friday 13th July 2018, Aviva are reducing the rates on some of their plans.

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12th July 2018 - L&G Home Finance

With effect from 6pm on Thursday 12th July 2018  L&G are reducing the rates on some of their plans. 

Click Here for more information

 

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12th July 2018 - more 2 life

With effect from Thursday 12th July 2018, more 2 life are making some changes to the interest rates on their Capital Choice and Capital Choice Plus plans.

Click Here for more information

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11th July 2018 - LV= rate change

With effect from Wednesday 11th July 2018, LV= are reducing the rates on the Lump Sum + product.

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5th July 2018 - L&G Home Finance

With effect from 6pm on Thursday 5th July 2018 L&G are reducing the rates on some of their plans. 

Click Here for more information

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4th July 2018 - Retirement Advantage

With effect from 10am on Wednesday 4th July 2018, Retirement Advantage are reducing the rates across their Buy-to-let and Second home products.

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4th July 2018 - more 2 life

With immediate effect the maximum age on the Tailored Choice without cashback is being removed. 

The cashback options remain unchanged. 

 

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2nd July 2018 - Aviva

With effect from Tuesday 3rd July 2018 some interest rates charged will reduce with all the rest remaining the same

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27th June 2018 - Aviva

With effect from Wednesday 27 June 2018 some interest rates charged will reduce with all the rest remaining the same. 

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25th June 2018 - L&G Home Finance

With effect from 6.30pm on Monday 25th June 2018, L&G reduced the rates across some of their products. They have also made some other changes to the Premier Flexible product.

Click Here for more information

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21st June 2018 - LV=

With effect from Thursday 21st June 2018, LV= are reducing the rates on their Lump Sum + plans.

Click Here for more informaton

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19th June 2018 - JUST

With effect from 9am on Tuesday 19th June 2018, JUST are introducing a new range of cash back deals on their Lump Sum Lite product for customers aged between 60 and 85. 

Click Here for more information

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We are busy building you a brand new system, and while we put the final pieces in place, please be aware of the following:

  • Unity Points will not be updated on any systems until AiR V3 is live 
  • Very shortly Unity Rewards will be accessed and updated through AiR V3, please join AiR V3 promptly

Following new GDPR guidelines you'll soon receive the opportunity 'opt-in' to our services, NOT doing so means you will not receive updates, information, points or opportunities from ANY of our branches (Later Life Academy, Equity Release club & Unity Rewards) Please opt in when the opportunity arises

Unity Rewards will return shortly, please just 'bear' with us in the meantime while we improve everything we do for you. 

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1st June 2018 - more 2 life

With effect from Friday 1st June 2018, more 2 life will be reducing the interest rates on their Capital Choice plans both with and without cashback.

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31st May 2018 - L&G Home Finance

With effect from 7pm on Thursday 31st May 2018, L&G Home Finance are changing the rates across some of their product range.

Click Here for more information

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10th May 2018 - LV=

With effect from Thursday 10th May 2018, LV= are decreasing some of the interest rates on their Lump Sum Plus plan.

Click Here for more information

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8th May 2018 - L&G Home Finance

With effect from 6pm on Tuesday 8th May 2018, L&G Home Finance will be reducing the rates on the following plans: 

Click Here for more information

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3rd May 2018 - Aviva

With effect from Thursday 3rd May 2018, Aviva will be reducing some of their interest rates with all the rest remaining the same. 

Click Here for more information

 

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24th April 2018 - Retirement Advantage

With effect from 10am on Tuesday 24th April 2018, Retirement Advantage are introducing their new Prestige product. 

Click Here for more information

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23rd April 2018 - Hodge Lifetime

From 23rd April 2018, Hodge Lifetime are introducing a new 2 year fixed rate Retirement Mortgage. 

Click Here for more information

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19th April 2018 - Just

From 19th April 2018, JUST are making some changes across their Lump Sum product range. 

Click Here for more information

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12th April 2018 - L&G Home Finance

With effect from 8am on Thursday 12th April 2018, L&G will be re-ducing the interest rates on all of their lifetime mortgages by up to 0.10%.

Click Here for more information

 

With effect from 8am on Thursday 12th April 2018, L&G are launching their New Optional Payment Lifetime Mortgage

Click here for more information

 

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12th April 2018 - Retirement Advantage 

With effect from Thursday 12th April Retirement Advantage have extended the availability of their enhanced underwriting criteria.

Click Here for more information

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12th April 2018 - more 2 life

With effect from Thursday 12th April, the interest rates on the Capital Choice Plans will be decreasing

Click Here for more information

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9th April 2018 - Hodge Lifetime

With effect from 9am on Monday 9th April 2018, Hodge Lifetime will be changing some of their rates. 

Click Here for more information

 

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6th April 2018 - more 2 life

With effect from Friday 6th April, the interest rates on the Capital Choice plans will be decreasing

Click here for more information

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1st April 2018 - Hodge Lifetime

With effect from 1st April 2018, Hodge Lifetime will be changing the rates on their Indexed Lifetime Mortgages in line with the CPI. 

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26th March 2018 - JUST

With effect from 9am on Monday 26th March 2018, JUST will be making some changes to their Lump Sum Plus product. 

Click Here for more information

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21st March 2018 - L&G Home Finance

With effect from 5pm on Wednesday 21st March 2018, L&G will be reducing the interest rates on some of their lifetime mortgages

Click Here for more information

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13th March 2018 - Aviva

Aviva are changing their rates. 

Click Here for more information

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12th March 2018 - JUST

With effect from 9am on 12th March 2018, JUST will be removing the set-up fee on their Lump Sum Plus Enhanced Products.

Click Here for more information

 

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9th March 2018 - more 2 life 

more 2 life have launched their maximum choice products. 

Click here for more information

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9th March 2018 - Pure Retirement

Pure Retirement are re-launching their Pure Drawdown Range as the New & Improved Pure Max Range

Click Here for more information

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22nd February 2018 - more 2 life

With effect from Thursday 22nd February 2018, more 2 life will be increasing the rates on their Capital Choice Plus plan.  Also,  from Friday 23rd February, more 2 life are introducing new cashbacks and interest rates which will depend on the client's age. 

In addition to this, more 2 life are also offering an enhancement on their proc fee deals.  Not only for Equity Release Club member, but also Platinum and Later Life Academy members. 

Click Here for more information

 

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19th February 2018 - Retirement Advantage

With effect from 9am on Monday 19th February 2018, Retirement Advantage will be increasing the rates on their Lifestyle Lite and Lifestyle Gold products

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19th February 2018 - Aviva

From Monday 19th February 2018, the interest rates with Aviva will either increase or stay the same. 

Click Here for more information

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16th February 2018 - JUST

With effect from 9am on Friday 16th February 2018, JUST will be making some changes to their Lump Sum Lite and Lump Sum Plus lifetime mortgages

Click Here for more information

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15th February 2018 - L&G Home Finance

With effect from 5pm on Thursday 15th February 2018, L&G Home Finance are increasing the rates across their product range. They are also introducing a new range of products with a £599 arrangement fee. 

Click Here for more information

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2nd February 2018 - more 2 life

With effect from Friday 2nd February, the interest rates on the Capital Choice plan with more 2 life will increase. 

 Click Here for more information

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31st January 2018 - Aviva

From Wednesday 31st January 2018, Aviva will be reducing some of their interest rates with all the rest remaining the same. 

 Click Here for more information

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25th January 2018 - LV=

With effect from Thursday 25th January 2018, LV= are decreasing some of the interest rates on their Lump Sum Plus plan.

Click Here for more information

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24th January 2018 - more 2 life

With effect from Wednesday 24th January 2018, more 2 life are reducing the rates on their Capital Choice Plus product options.

 Click Here for more information

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22nd January 2018 - Retirement Advantage

With effect from 9.30am on Monday 22nd January, Retirement Advantage reduced the minimum age to 55 on some of their products. 

 Click Here for more information

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19th January 2018 - more 2 life

With immediate effect more 2 life are reducing the LTVs on their Tailored Choice plan. 

 Click Here for more information 

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18th January 2018 - L&G Home Finance

With effect from 6pm on Thursday 18th January 2018, L&G are reducing the rates on some of their Lifetime Mortgages. 

Click Here for more information

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17th January 2018 - Aviva 

From Wednesday 17th January 2018, Aviva will be reducing some of their interest rates with all the rest remaining the same. 

Click Here for more information

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10th January 2018 - more 2 life

With effect from today, Wednesday 10th January, more 2 life are reducing the rates on their Capital Choice and Capital Choice Plus Plans

Click Here for more information

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2nd January 2018 - L&G Home Finance

With effect from 6pm on Tuesday 2nd January 2018, L&G Home Finance will be reducing the interest rates on their Flexible, Flexible Plus, Flexible Max and Flexible Max Plus Lifetime Mortgages. 

 Click Here for more information

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12th December 2017 - OneFamily

Launching on or around 12th December 2017, OneFamily are introducing their new 2-year Fixed Rate Lifetime mortgages. 

Click Here for more information

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9th December 2017 - more 2 life

With effect from Saturday 9th December 2017, more 2 life are reducing the rates on their Capital Choice Plus plan options

Click Here for more information

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6th December 2017 - Retirement Advantage

With effect from 10am on Wednesday 6th December, Retirement         Advantage will be making the enhancements they introduced in June permanent.  They will also be increasing the Voluntary Contribution   allowance to 15%.

 Click Here for more information

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5th December 2017 - L&G Home Finance

With effect from 6pm on Tuesday 5th December 2017, L&G Home Finance are reducing the interest rates on their Premier Flexible, Flexible, Flexible Plus and Flexible Max Lifetime Mortgages. 

Click Here for more information

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23rd November 2017 - more 2 life

more 2 life are making various changes to their Tailored Choice & Capital Choice plans as well as introducing the Capital Choice Plus plan. 

Click Here for more information on the Capital Choice Plus Plan

Click Here for the more information on the Tailored Choice and Capital Choice Plans. 

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21st November 2017 - L&G Home Finance 

With effect from 5pm on Tuesday 21st November 2017, L&G Home Finance will be removing the £1,999 arrangement fee from their Premier Flexible plan and they will be changing the rates. 

Click Here for more information

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16th November 2017 - LV=

With effect from Thursday 16th November 2017, LV= are changing the rates on their Lump Sum + plan on the Lite and Standard options. 

Click Here for more information

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8th November 2017 - JUST

With effect from 9am on Wednesday 8th November 2017, JUST will be increasing the minimum advance for their Lump Sum Plus plan with cashback. 

Click Here for more information

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2nd November 2017 - more 2 life 

With effect from Thursday 2nd November 2017, more 2 life are reducing the rates on their Capital Choice plan options. 

 Click Here for more information.

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31st October 2017 - Aviva

With effect from Tuesday 31st October 2017, Aviva will be increasing the interest rates charged on both the Lifestyle Lump Sum Max and Lifestyle Flexible Options

 Click Here for more information

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30th October 2017 - more 2 life

The 3% cashback available on the Tailored choice plan with more 2 life has been extended until further notice: 

 Click Here for more information

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26th October 2017 - LV= rate change

With effect from Thursday 26th October 2017, LV= are reducing the rates on their Lump Sum Plus plan on the Lite and Standard versions. 

 Click Here for more information

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20th October 2017 - Aviva

With effect from Friday 20th October 2017, Aviva are changing their Interest rates on both the Lifestyle Lump Sum Max and Lifestyle Flexible Options.  Interest rates charged will either increase or remain the same. 

 Click Here for more information

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19th October 2017 - L&G Home Finance

With effect from  6pm on Thursday 19th October, L&G's interest rates will depend on the postcode of the clients property.

 Click Here for more information

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16th October 2017 - Aviva

From Monday 16 October 2017 Aviva have changed the process for vetting solar panel leases for New Business only for properties in England & Wales.

 Click Here for more information

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12th October 2017 - L&G Home Finance

With effect from 5pm on Thursday 12th October 2017, L&G Home Finance will be increasing the rates on some of their lifetime mortgage products.

 Click Here for more information

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9th October 2017 - LV=

From 9am on Monday 9th October LV= are changing their rates on their Lump Sum+ Products.

Click Here for more information

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5th October 2017 - JUST

With effect from 9 am on Thursday 5th October 2017, JUST will be reducing the standard interest rate on their Lump sum Lite Lifetime Mortgage.  They will be introducing a tiered interest rate scale based on the age of the youngest client.

 Click Here for more information. 

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2nd October 2017 - Hodge Lifetime

With effect from Monday 2nd October, Hodge Lifetime will be launching their Lifetime Mortgage Ultra to their Lifetime range of products.

Click Here for more information

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27th September 2017 - Retirement Advantage 

With effect from 10am on Wednesday 27th September, Retirement Advantage are enhancing their main underwriting criteria. Until 31st December 2017, their underwriters will be able to review applications more flexibly on a case by case basis.

Click Here for more information

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26th September 2017 - L&G Home Finance

With effect from 5pm on Tuesday 26th September 2017, L&G Home Finance are increasing their rates on some of their products. 

Click Here for more information

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23rd September 2017 - more 2 life

With effect from Saturday 23rd September, more 2 life are increasing the rates on the Capital Choice plan options:

Click Here for more information

 

From 23rd September 2017, more 2 life are also offering a cashback on their Tailored Choice plan for a limited time only!

Click Here for more information

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20th September 2017 - Retirement Advantage

With effect from 10am today, Wednesday 20th September 2017, Retirement Advantage are launching their new Lifestyle Platinum (cashback) product

Click Here for more information

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15th September 2017 - L&G Home Finance

From 6pm on 15th September 2017, L&G Home Finance are reducing reducing the rates across their range of products. 

Click Here for more information. 

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13th September 2017 - Aviva

Aviva are reducing their rates. 

Click Here for more information

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8th September 2017 - more 2 life

With effect from 8th September 2017, more 2 life have reduced the minimum age for their Capital Choice plan option to 55. Rates and cashback deals remain the same. 

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7th September 2017 - L&G Home Finance

From 5pm on Thursday 7th September, L&G Home Finance are increasing the rates on their Flexible Max Plus Lifetime Mortgage (with and without cashback).

Click Here for more information

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2nd September 2017 - more 2 life

more 2 life are decreasing the rates on their capital choice products. 

Click Here for more information

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29th August 2017 - Aviva

Aviva are reducing some of their rates. 

Click Here for more information.

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21st August 2017 - Retirement Advantage

Retirement Advantage are introducing new Landlord and Second Home Lifetime Mortgages. 

Click Here for more information. 

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28th August 2017 - Pure Retirement

Pure Retirement are hosting some webinars from September to November. 

Click here for more information

 

To find out more please email enquires@equityreleaseclub.com

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